{"id":1267,"date":"2020-04-23T15:08:12","date_gmt":"2020-04-23T15:08:12","guid":{"rendered":"https:\/\/www.costanzoeassociati.it\/?p=1267"},"modified":"2020-04-23T15:08:21","modified_gmt":"2020-04-23T15:08:21","slug":"sicr","status":"publish","type":"post","link":"https:\/\/www.costanzoeassociati.it\/en\/glossario-economia-finanza\/sicr\/","title":{"rendered":"Significant Increase in Credit Risk (SICR)"},"content":{"rendered":"<p>Il <em>Significant Increase in\nCredit Risk<\/em> \u00e8 un cambiamento significativo nel rischio di default stimato\nsull\u2019intera vita residua attesa dello strumento finanziario. La sua\ndeterminazione \u00e8 richiesta ad ogni Reporting Period, inoltre la verifica deve\nutilizzare il cambiamento nel rischio di default sull\u2019intera vita residua\nattesa del prodotto, quindi, specificatamente, non sul cambiamento\ndell\u2019ammontare dell\u2019expected credit loss.<\/p>\n\n\n\n<p>Il metro di paragone \u00e8 il rischio\ndi default stimato alla data di valutazione e quella ad <em>Initial Recognition<\/em>.<\/p>\n<div class=\"pdfprnt-buttons pdfprnt-buttons-post pdfprnt-bottom-left\"><a href=\"https:\/\/www.costanzoeassociati.it\/en\/wp-json\/wp\/v2\/posts\/1267?print=pdf\" class=\"pdfprnt-button pdfprnt-button-pdf\" target=\"_blank\" ><img decoding=\"async\" src=\"https:\/\/www.costanzoeassociati.it\/wp-content\/plugins\/pdf-print\/images\/pdf.png\" alt=\"image_pdf\" title=\"Download PDF\" \/><\/a><\/div>","protected":false},"excerpt":{"rendered":"<p>Il Significant Increase in Credit Risk \u00e8 un cambiamento significativo nel rischio di default stimato sull\u2019intera vita residua attesa dello strumento finanziario. La sua determinazione \u00e8 richiesta ad ogni Reporting Period, inoltre la verifica deve utilizzare il cambiamento nel rischio di default sull\u2019intera vita residua attesa del prodotto, quindi, specificatamente, non sul cambiamento dell\u2019ammontare dell\u2019expected [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[115],"tags":[],"class_list":["post-1267","post","type-post","status-publish","format-standard","hentry","category-glossario-economia-finanza"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>SICR - Glossario | Costanzo e Associati<\/title>\n<meta name=\"description\" content=\"Il Significant Increase in Credit Risk \u00e8 un cambiamento significativo nel rischio di default stimato sull\u2019intera vita residua attesa dello strumento finanziario.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.costanzoeassociati.it\/en\/glossario-economia-finanza\/sicr\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"SICR - Glossario | Costanzo e Associati\" \/>\n<meta property=\"og:description\" content=\"Il Significant Increase in Credit Risk \u00e8 un cambiamento significativo nel rischio di default stimato sull\u2019intera vita residua attesa dello strumento finanziario.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.costanzoeassociati.it\/en\/glossario-economia-finanza\/sicr\/\" \/>\n<meta property=\"og:site_name\" content=\"Costanzo e Associati\" \/>\n<meta property=\"article:published_time\" content=\"2020-04-23T15:08:12+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2020-04-23T15:08:21+00:00\" \/>\n<meta name=\"author\" content=\"costanzoeassociati\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"costanzoeassociati\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.costanzoeassociati.it\\\/glossario-economia-finanza\\\/sicr\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.costanzoeassociati.it\\\/glossario-economia-finanza\\\/sicr\\\/\"},\"author\":{\"name\":\"costanzoeassociati\",\"@id\":\"https:\\\/\\\/www.costanzoeassociati.it\\\/#\\\/schema\\\/person\\\/06e77b71b1d609998a2afc2057e0926c\"},\"headline\":\"Significant Increase in Credit Risk (SICR)\",\"datePublished\":\"2020-04-23T15:08:12+00:00\",\"dateModified\":\"2020-04-23T15:08:21+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.costanzoeassociati.it\\\/glossario-economia-finanza\\\/sicr\\\/\"},\"wordCount\":83,\"publisher\":{\"@id\":\"https:\\\/\\\/www.costanzoeassociati.it\\\/#organization\"},\"articleSection\":[\"Glossario di economia e finanza\"],\"inLanguage\":\"en-GB\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.costanzoeassociati.it\\\/glossario-economia-finanza\\\/sicr\\\/\",\"url\":\"https:\\\/\\\/www.costanzoeassociati.it\\\/glossario-economia-finanza\\\/sicr\\\/\",\"name\":\"SICR - Glossario | Costanzo e Associati\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.costanzoeassociati.it\\\/#website\"},\"datePublished\":\"2020-04-23T15:08:12+00:00\",\"dateModified\":\"2020-04-23T15:08:21+00:00\",\"description\":\"Il Significant Increase in Credit Risk \u00e8 un cambiamento significativo nel rischio di default stimato sull\u2019intera vita residua attesa dello strumento finanziario.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.costanzoeassociati.it\\\/glossario-economia-finanza\\\/sicr\\\/#breadcrumb\"},\"inLanguage\":\"en-GB\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.costanzoeassociati.it\\\/glossario-economia-finanza\\\/sicr\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.costanzoeassociati.it\\\/glossario-economia-finanza\\\/sicr\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.costanzoeassociati.it\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Significant Increase in Credit Risk (SICR)\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.costanzoeassociati.it\\\/#website\",\"url\":\"https:\\\/\\\/www.costanzoeassociati.it\\\/\",\"name\":\"Costanzo e Associati\",\"description\":\"Consulenti di impresa\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.costanzoeassociati.it\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.costanzoeassociati.it\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-GB\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.costanzoeassociati.it\\\/#organization\",\"name\":\"Costanzo & Associati\",\"url\":\"https:\\\/\\\/www.costanzoeassociati.it\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\\\/\\\/www.costanzoeassociati.it\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.costanzoeassociati.it\\\/wp-content\\\/uploads\\\/2016\\\/08\\\/logo-white.png\",\"contentUrl\":\"https:\\\/\\\/www.costanzoeassociati.it\\\/wp-content\\\/uploads\\\/2016\\\/08\\\/logo-white.png\",\"width\":285,\"height\":46,\"caption\":\"Costanzo & Associati\"},\"image\":{\"@id\":\"https:\\\/\\\/www.costanzoeassociati.it\\\/#\\\/schema\\\/logo\\\/image\\\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.costanzoeassociati.it\\\/#\\\/schema\\\/person\\\/06e77b71b1d609998a2afc2057e0926c\",\"name\":\"costanzoeassociati\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/70754e154626c956ec367c262ad0fcddd2589671d785861f367c88019a130fad?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/70754e154626c956ec367c262ad0fcddd2589671d785861f367c88019a130fad?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/70754e154626c956ec367c262ad0fcddd2589671d785861f367c88019a130fad?s=96&d=mm&r=g\",\"caption\":\"costanzoeassociati\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"SICR - Glossario | Costanzo e Associati","description":"Il Significant Increase in Credit Risk \u00e8 un cambiamento significativo nel rischio di default stimato sull\u2019intera vita residua attesa dello strumento finanziario.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.costanzoeassociati.it\/en\/glossario-economia-finanza\/sicr\/","og_locale":"en_GB","og_type":"article","og_title":"SICR - Glossario | Costanzo e Associati","og_description":"Il Significant Increase in Credit Risk \u00e8 un cambiamento significativo nel rischio di default stimato sull\u2019intera vita residua attesa dello strumento finanziario.","og_url":"https:\/\/www.costanzoeassociati.it\/en\/glossario-economia-finanza\/sicr\/","og_site_name":"Costanzo e Associati","article_published_time":"2020-04-23T15:08:12+00:00","article_modified_time":"2020-04-23T15:08:21+00:00","author":"costanzoeassociati","twitter_card":"summary_large_image","twitter_misc":{"Written by":"costanzoeassociati"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.costanzoeassociati.it\/glossario-economia-finanza\/sicr\/#article","isPartOf":{"@id":"https:\/\/www.costanzoeassociati.it\/glossario-economia-finanza\/sicr\/"},"author":{"name":"costanzoeassociati","@id":"https:\/\/www.costanzoeassociati.it\/#\/schema\/person\/06e77b71b1d609998a2afc2057e0926c"},"headline":"Significant Increase in Credit Risk (SICR)","datePublished":"2020-04-23T15:08:12+00:00","dateModified":"2020-04-23T15:08:21+00:00","mainEntityOfPage":{"@id":"https:\/\/www.costanzoeassociati.it\/glossario-economia-finanza\/sicr\/"},"wordCount":83,"publisher":{"@id":"https:\/\/www.costanzoeassociati.it\/#organization"},"articleSection":["Glossario di economia e finanza"],"inLanguage":"en-GB"},{"@type":"WebPage","@id":"https:\/\/www.costanzoeassociati.it\/glossario-economia-finanza\/sicr\/","url":"https:\/\/www.costanzoeassociati.it\/glossario-economia-finanza\/sicr\/","name":"SICR - Glossario | Costanzo e Associati","isPartOf":{"@id":"https:\/\/www.costanzoeassociati.it\/#website"},"datePublished":"2020-04-23T15:08:12+00:00","dateModified":"2020-04-23T15:08:21+00:00","description":"Il Significant Increase in Credit Risk \u00e8 un cambiamento significativo nel rischio di default stimato sull\u2019intera vita residua attesa dello strumento finanziario.","breadcrumb":{"@id":"https:\/\/www.costanzoeassociati.it\/glossario-economia-finanza\/sicr\/#breadcrumb"},"inLanguage":"en-GB","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.costanzoeassociati.it\/glossario-economia-finanza\/sicr\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.costanzoeassociati.it\/glossario-economia-finanza\/sicr\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.costanzoeassociati.it\/"},{"@type":"ListItem","position":2,"name":"Significant Increase in Credit Risk (SICR)"}]},{"@type":"WebSite","@id":"https:\/\/www.costanzoeassociati.it\/#website","url":"https:\/\/www.costanzoeassociati.it\/","name":"Costanzo e Associati","description":"Consulenti di impresa","publisher":{"@id":"https:\/\/www.costanzoeassociati.it\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.costanzoeassociati.it\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-GB"},{"@type":"Organization","@id":"https:\/\/www.costanzoeassociati.it\/#organization","name":"Costanzo & Associati","url":"https:\/\/www.costanzoeassociati.it\/","logo":{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/www.costanzoeassociati.it\/#\/schema\/logo\/image\/","url":"https:\/\/www.costanzoeassociati.it\/wp-content\/uploads\/2016\/08\/logo-white.png","contentUrl":"https:\/\/www.costanzoeassociati.it\/wp-content\/uploads\/2016\/08\/logo-white.png","width":285,"height":46,"caption":"Costanzo & Associati"},"image":{"@id":"https:\/\/www.costanzoeassociati.it\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/www.costanzoeassociati.it\/#\/schema\/person\/06e77b71b1d609998a2afc2057e0926c","name":"costanzoeassociati","image":{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/secure.gravatar.com\/avatar\/70754e154626c956ec367c262ad0fcddd2589671d785861f367c88019a130fad?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/70754e154626c956ec367c262ad0fcddd2589671d785861f367c88019a130fad?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/70754e154626c956ec367c262ad0fcddd2589671d785861f367c88019a130fad?s=96&d=mm&r=g","caption":"costanzoeassociati"}}]}},"_links":{"self":[{"href":"https:\/\/www.costanzoeassociati.it\/en\/wp-json\/wp\/v2\/posts\/1267","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.costanzoeassociati.it\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.costanzoeassociati.it\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.costanzoeassociati.it\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.costanzoeassociati.it\/en\/wp-json\/wp\/v2\/comments?post=1267"}],"version-history":[{"count":1,"href":"https:\/\/www.costanzoeassociati.it\/en\/wp-json\/wp\/v2\/posts\/1267\/revisions"}],"predecessor-version":[{"id":1268,"href":"https:\/\/www.costanzoeassociati.it\/en\/wp-json\/wp\/v2\/posts\/1267\/revisions\/1268"}],"wp:attachment":[{"href":"https:\/\/www.costanzoeassociati.it\/en\/wp-json\/wp\/v2\/media?parent=1267"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.costanzoeassociati.it\/en\/wp-json\/wp\/v2\/categories?post=1267"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.costanzoeassociati.it\/en\/wp-json\/wp\/v2\/tags?post=1267"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}